Business Loans for Construction, Building & Trade Industries

Flexible loans for tradies to keep you growing

Loans of $5K to $5M

No up-front credit checks

Loans Terms from 1 – 24 months.

No Business Valuations performed

New Businesses, No worries

Cash flow-friendly repayments

Fast, Flexible Finance for Aussie Tradies & Contractors

Running a business in the construction, building, or trade industry comes with big opportunities—and even bigger expenses. Whether you need funding for new equipment, materials, payroll, or managing cash flow between contracts, Get Approved Business Loans is here to back your business when you need it most.

We specialise in fast, no-fuss business loans tailored to high-turnover businesses like yours. If your business turns over at least $30,000 per month, you could access funding within 24 hours—no mountains of paperwork or lengthy delays.

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Construction Business Loans – Fast, Simple & Flexible

We understand the challenges faced by builders, tradies, and contractors—weather delays, upfront costs, and unpredictable payments. That’s why we’ve built our finance solutions with speed and flexibility at the core.

Loan Features:

  • ✅ Loan amounts from $5,000 to $5 million

  • ✅ Approvals in as little as 3 hours for new clients

  • ✅ 30-minute approvals for returning clients

  • ✅ Funding within 24 hours

  • ✅ Flexible terms

  • ✅ No requirement to pay off existing debt – we can work in 2nd, 3rd, or 4th position

  • ✅ Past judgments or defaults? No worries – we have no minimum credit score

  • ✅ We can pay out or fund behind ATO debt, if a payment plan and serviceability are in place

  • ✅ Line of credit up to $500,000

  • ✅ Early repayment discounts

  • ✅ Get a free conditional offer with no impact on your credit score

Bridging Finance for Construction Projects

Need capital to bridge the gap between progress payments? Our business bridging finance options help construction businesses stay on track when payments are delayed or upfront costs pile up. Keep your jobs moving and your team paid without dipping into personal funds or high-interest credit cards.

Trade Finance with a No-Fuss Approach

We fund all types of tradies and building professionals, including:

  • Builders & subcontractors

  • Plumbers, sparkies, and HVAC techs

  • Landscapers & fencing contractors

  • Carpenters & joiners

  • Concreters & roofers

Whether you’re chasing a new contract, need to replace a ute, or just need working capital—our loans are built for busy tradies like you.

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We Work with Volatile Industries Others Avoid

Many lenders shy away from industries like construction and logistics, but not us. We’re used to the ups and downs of the trade world—and we’re here to help you navigate it with confidence.

Who Can Apply?

To be eligible, your business must:

An active ABN/ACN

Be trading for at least 4–6 months (we assess case-by-case)

Be turning over $30,000+ per month

Bad credit? Irregular cash flow? Existing business debt? No dramas—we’ll look at your situation holistically and match you with lenders who get tradie life.

Application

Apply online in just 3 minutes, and we’ll begin your assessment right away. Upload your bank statements to speed up the approval process.

Assessment

Our team of loan specialists will review your application promptly, without conducting a credit check.

Funding

Once approved, the funds can be in your account the same day, along with a repayment plan tailored to your needs.

If your business meets these basic requirements, you could be approved and funded in as little as a day, with the flexibility to use the funds in the way that suits your needs.

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Why Choose Get Approved Business Loans?

  • 🇦🇺 100% Aussie-based support team

  • 🚚 Industry specialists in trades & construction

  • 💡 Transparent, jargon-free advice

  • 🔒 Safe, secure applications with no credit impact

  • 💬 Fast answers from real humans—no robots

Get Started Today

Need fast funding for your next big project, cash flow, or ATO debt? Apply with Get Approved Business Loans and get a same-day conditional offer—obligation-free.

👉 Apply online now or speak with one of our business loan specialists.